Fosura
Africa-native · v0.9 preview

The infrastructure layer beneath every transformation a bank ships.

Fosura turns fragmented financial technology estates into a living, evidence-backed capability map. Less time rediscovering how things work. Shorter path from business decision to production. Lower risk on every change you make.

Bank-local
No cloud prerequisite
BIAN-aligned
Banking semantics standard
AI-independent
Deterministic discovery
Live · continuously reconciled
PMT.014validated by A. Osei
just now

The layer, in real time

Every API call routed, verified, and reconciled — with anomalies flagged before they reach downstream systems.

ROUTED
POST /v2/paya4f2 · 42ms
VERIFIED
GET /wallets9b1c · 18ms
VERIFIED
POST /transferc7e3 · 67ms
RECONCILED
POST /verify2d8f · 33ms
FLAGGED
POST /transferb3d7 · 118ms
VERIFIED
POST /auth48c9 · 12ms
RECONCILED
PUT /sessionf21e · 29ms
ROUTED
GET /ledger6e1a · 21ms
VERIFIED
POST /kyc7a2b · 51ms
REVIEW
POST /verifye14d · 88ms
ROUTED
POST /v2/payd9c1 · 44ms
VERIFIED
POST /transfer5b8a · 63ms
RECONCILED
GET /wallets3e0f · 22ms
VERIFIED
POST /auth1a9e · 14ms
FLAGGED
POST /kycaa19 · 176ms

The value pool

Industry benchmarks sizing the value pools relevant to Fosura. Not product ROI claims — pilot outcomes are measured against your own baseline.

96%
reduction in discovery time
Hyperscaler / Itaú benchmark
18 mo
cut from delivery cycles with modern API architecture
McKinsey, 2024
20%
of technology capacity freed through modernization
McKinsey, 2024
$50M+
typical integration cost for a mid-size core replacement
McKinsey, 2020
The problem

Capability isn't the constraint.
Rediscovery is.

Large African institutions already employ strong architects, integration platforms, API programs and enterprise architecture practices. The problem is not capability. Every modernization, API, partner integration or AI program forces teams to rediscover portions of the same institutional knowledge. That repeated discovery has a measurable cost.

01

The technical truth is scattered

Source code, schemas, API catalogs, ESB flows, CMDB records, architecture models and runtime telemetry each hold a piece of the picture. No single system holds the whole. Every program that needs the whole assembles it from scratch.

02

Reconciliation consumes senior capacity

Architects, integration engineers, DBAs and core SMEs spend meaningful time finding and reconciling facts before transformation work can begin. One hyperscaler reports a bank where engineers spent roughly half their time understanding legacy code before they could change it.

03

The map goes stale between projects

Architecture repositories describe intent; code, configuration and runtime describe reality. The two drift. The discovery investment made during one program rarely transfers to the next, so the cycle repeats and the benefit cannot compound.

Outcomes cascade

From capability intelligence to strategic business advantage.

A CIO should not have to defend Fosura as an architecture-hygiene purchase. The business case is economic.

LEVEL 1

Technology outcome

  • Capability map
  • Dependency graph
  • API inventory
  • Drift detection
Trusted technical truth
LEVEL 2

Operating outcome

  • Less discovery
  • Better reuse
  • Faster impact analysis
  • Freed SME capacity
Lower transformation overhead
LEVEL 3

Business outcome

  • Faster launches
  • Lower costs
  • Fewer disruptions
  • AI enablement
Measurable program ROI
LEVEL 4

Strategic outcome

  • Easier to change
  • Easier to build on
  • Vendor optionality
  • Compounding knowledge
Competitive agility

Next step

See how the layer plugs into your existing estate.

Architecture, five-layer platform, and the reference sequence — laid out end to end.